Now available in Ghana

Shop Now, Pay Later with Cyrus

Split any purchase into easy installments. No hidden fees. Instant approval powered by intelligent credit scoring.

Shop Products How It Works

⚡ Instant Decision

0% Interest Plans

🔒 Secure Checkout

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Simple Process

How Cyrus BNPL Works

Get started in three simple steps. No paperwork, no branch visits, no hidden fees.

Step 01

Add to Cart

Browse our curated marketplace and add the products you want to your cart. No commitment yet.

Step 02

Choose BNPL

At checkout, select Cyrus Pay Later. Get an instant credit decision powered by AI scoring.

Step 03

Pay in Installments

Receive your order and pay back in 3, 6, or 12 monthly installments at 0% interest.

Live Inventory

Sell on Cyrus — reach thousands of buyers

List your products, let customers pay in installments. Cyrus handles all credit risk and settles you in full — usually within 24 hours.

Learn More Start Selling Free

Zero Credit Risk

Instant Settlement

Full Dashboard

Customer Stories

Loved by thousands

Real customers, real experiences.

“Cyrus helped me get a laptop for my business without the upfront cost. The approval was instant and the payment plan is very manageable.”

Ama Kusi

Small Business Owner

“Transparent installments with no hidden fees. Finally a BNPL service that respects customers. The credit decision was fair and quick.”

Kwame Asante

Software Developer

“Got my first smartphone through Cyrus. The KYC was quick, approval was instant, and the 3-month payment plan fits perfectly into my budget.”

Efua Mensah

University Student

Ready to get started?

Create an account, get approved in seconds, and start shopping with flexible payments.

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